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Terms of Service – Last Payment Tracker

Last Payment Tracker
Effective Date: February 17, 2026

Important: By downloading, installing, or using Last Payment Tracker ("the App"), you agree to these Terms of Service and our Privacy Policy.

Apple's standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

In the event of a conflict between these Terms and Apple's EULA, Apple's EULA will prevail where applicable.

1. Acceptance of Terms

If you do not agree with these Terms, do not use the App.

2. Service Description

Last Payment Tracker is a personal payment tracking tool that helps users record due dates, payment amounts, recurring cycles, and reminder preferences.

  • Track recurring and one-time payments
  • Manage payment status (pending, paid, overdue)
  • Receive reminder notifications
  • Access premium features such as advanced reminders and exports (if subscribed)

3. No Financial, Legal, or Tax Advice

Important: The App is only a record-keeping and reminder tool. Content, reminders, statuses, and analytics inside the App do not constitute financial advice, investment advice, legal advice, or tax advice.

You are solely responsible for payment decisions and deadlines. We are not liable for late fees, interest charges, credit score impacts, penalties, or other losses caused by missed or delayed payments.

4. User Responsibilities

  • You are responsible for entering accurate payment information
  • You are responsible for reviewing reminders and due dates
  • You are responsible for maintaining access to your device and backups
  • You must use the App only in compliance with applicable laws

5. Offline-First Data and Backup Responsibility

The App is designed as offline-first. Your data is stored on your device.

If your device is lost, reset, damaged, or if the App is uninstalled, your data may be permanently deleted and may not be recoverable. Data backup is your responsibility.

We are not responsible for data loss due to device failure, theft, app removal, operating system updates, or accidental deletion.

6. Subscriptions and Premium Features

The App may offer premium subscription plans such as:

  • Monthly: $2.99 (or local equivalent)
  • Yearly: $14.99 (or local equivalent)

Available features and pricing may change over time.

Pricing shown in stores may vary by region and currency.

7. Billing, Auto-Renewal, and Cancellation

  • Purchases are processed by Apple App Store or Google Play Store
  • Subscriptions automatically renew unless canceled at least 24 hours before period end
  • Renewal charges are made by your platform account according to platform rules
  • You can manage or cancel subscriptions through platform account settings

8. Refund Policy

Refund requests are handled by the store where you made the purchase (Apple or Google). We do not directly process refunds and cannot override platform refund decisions.

9. Exported Data (CSV/PDF)

When you export data as CSV or PDF, you are responsible for how those files are stored and shared. We are not responsible for unauthorized access, sharing, or disclosure after export.

10. Third-Party Services

The App may use third-party services such as RevenueCat, Firebase Analytics, and Expo for subscription management, analytics, and app infrastructure. Your use of the App is also subject to applicable third-party terms and privacy practices.

11. End User License Agreement (EULA)

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to use the App on devices you own or control for personal, non-commercial use.

  • You do not acquire ownership of the App or any intellectual property rights in the App
  • You may not reverse engineer, decompile, disassemble, modify, distribute, sublicense, rent, lease, or resell the App
  • You may not use the App for unlawful, abusive, or unauthorized purposes
  • This license may be terminated if you violate these Terms

12. Intellectual Property

All content, branding, software, designs, and related materials in the App are owned by Emre Balli, Asset Box, or licensors and are protected by intellectual property laws.

13. App Distribution

The App is distributed through Apple App Store and Google Play Store. Your use of the App may also be subject to platform terms, policies, billing rules, and refund policies.

14. Disclaimer of Warranties

The App is provided on an "as is" and "as available" basis without warranties of any kind, to the extent permitted by law. We do not guarantee uninterrupted service, error-free reminders, or complete data accuracy.

15. Limitation of Liability

To the fullest extent permitted by law, we are not liable for indirect, incidental, special, consequential, or punitive damages, including financial loss, missed payments, data loss, or business interruption resulting from use of the App.

Our total liability for claims relating to the App will not exceed the amount you paid for subscriptions in the twelve (12) months before the claim.

16. Indemnification

You agree to indemnify and hold harmless Emre Balli and Asset Box from claims, liabilities, losses, and expenses arising from your use of the App, your violation of these Terms, or your violation of applicable laws.

17. Termination

We may suspend or terminate access to the App if you violate these Terms or applicable law.

18. Changes to Terms

We may update these Terms from time to time. Continued use of the App after updates means you accept the revised Terms.

19. Governing Law and Severability

These Terms are governed by the laws of the jurisdiction where the App is distributed, without regard to conflict of law rules. If any provision is found unenforceable, the remaining provisions remain in effect.

20. Contact

For questions about these Terms, contact [email protected].